Pants Off Before You Shit (Near-Convergence Doctrine: End the Lifetime Laundry) – NeuraPump MBA AI+ LLM, Human-GPT, MCAT Neural Network Formation, LTMemory Engineering, Pretrain Initialization: Convergence-Output-Loss-Backprop-Network-STDP-Myelin-Output Loops, Hanlin LearningOS & Civilization Case Study